Founder & Licensed Insurance Agent
Joshua Lowe
Joshua Lowe founded US Insurance Advisors to give individuals and families transparent, personalized guidance about life insurance.
Michigan
Life insurance in Michigan
US Insurance Advisors is based in Jackson, Michigan, and Michigan is our founder’s resident licensing state.
Michigan specifics
What to know in your state
- State regulatorInsurance agents and companies in Michigan are regulated by the Department of Insurance and Financial Services (DIFS), where you can verify a producer license.
- Guaranty associationMichigan has a life and health insurance guaranty association that provides limited protection if an insurer becomes insolvent. Coverage limits and conditions apply; it should not be relied on when choosing a company.
- Product availabilityPolicies, riders and features must be approved in Michigan and may differ from other states.
Coverage
Options for Michigan families
Indexed Universal Life
Permanent coverage with cash value tied to an index, with a floor on negative crediting.
Learn moreTerm Life
Affordable protection for the years your family depends on you most.
Learn moreWhole Life
Lifetime coverage, level premiums and guaranteed cash value.
Learn moreFinal Expense
Smaller whole life policies that help cover funeral costs and final bills.
Learn moreMortgage Protection
Life insurance sized to help your family keep the home.
Learn moreChildren’s Life Insurance
Permanent coverage started early, at rates based on a young age.
Learn moreAgents
Licensed in Michigan
Licensed Insurance Producer
Tori Haskell
Tori Haskell is a licensed insurance producer based in Jackson, Michigan.